Get Approved For Your New Home Purchase in Seconds Rather Then Days

Obtaining home purchase financing in today’s real estate market can be difficult for many potential home buyers.

That’s where I come in…

My job is to prepare your application so it will get approved in seconds making the home buying process simple and seamless for you.

I already explained the importance of reviewing your credit report and here is the list of supporting documents you’ll need BEFORE you apply for your new home purchase financing.

1) Letter of employment on company letterhead indicating start date, position with the company and your annual salary. This letter must be signed by the person who prepared the employment letter and it must include his or her contact phone number.

2) Most recent pay stub showing source deductions and year to date totals

3) Divorce certificate or separation agreement (if separated or divorced)

4) 3 months bank statements for proof of pension income (if you receive any pension or disability income)

5) Bankruptcy discharge with the complete list of creditors and questionnaire (if previously bankrupt)

6) Last 2 years Revenue Canada Notice of Assessment to confirm average income on line 150 (if you have other income in addition to your annual salary, bonus, overtime or if you earn a commission)

7) Last 3 years Revenue Canada Notice of Assessment (if you are self-employed and are applying under “qualified” income product)

8) Proof of down payment (if you are NOT applying under “no down” program). For proof of down payment you’ll need any of the following: gift letter, 3 months bank statements, copy of investments and if you are selling your existing home then you’ll need your sale agreement and confirmation of current mortgage balance(s)

9) Purchased agreement signed by all parties with all schedules (if you already have one)

10) MLS (if you already have a house in mind and if the home is not a private sale)

Of course you don’t need all the above documents, but please make sure you gather the supporting documents which do apply to your situation before you make the application for your home purchase financing.

Having these documents at your fingertips will speed up your approval and make the home buying a pleasurable experience.

Once you have all of your supporting documents you are ready to make the next step which is completing your home purchase pre-approval application.

Go to my website to complete the on-line application, fax your supporting documents to me and I’ll get you approved in seconds.

Sincerely,

Mustapha Maynard
CENTUM Mortgage Specialist
http://www.centum.ca/Mustapha_Maynard/